By Mike Miller April 22, 2025
SS Tarpon Underwater Archaeological Preserve is located off the coast of Panama City Beach, Florida.
The historic shipwreck 95 feet below the Gulf’s surface lets divers explore a late 19th-century steamship that sank in 1937.
It's a popular dive site and one of Florida’s 12 underwater archaeological preserves.
The SS Tarpon was designated as a preserve in 1997. It's both a historical treasure and a vibrant artificial reef teeming with marine life.
The SS Tarpon was built in 1887 in Wilmington, Delaware, as the Naugatuck, a 130-foot twin-propeller steamship designed for freight and passenger service.
In 1891, after a 30-foot hull extension, it was renamed the Tarpon. It became a vital lifeline along Florida’s Gulf Coast, connecting ports like Mobile, Pensacola, and Panama City under Captain Willis Barrow.
On August 30, 1937, the heavily loaded Tarpon, carrying 200 tons of cargo and 31 passengers, encountered a fierce storm. Despite efforts to lighten the load, the ship sank, claiming 18 lives, including Captain Barrow’s.
The tragedy, attributed to the captain’s decision to sail in rough weather, marked a somber end to the Tarpon’s 50-year career.
Today, its wreck is listed on the U.S. National Register of Historic Places, preserving its legacy.
The SS Tarpon lies 7.8 nautical miles offshore from Panama City, with its bow facing west, parallel to the shoreline.
The site is accessible year-round and free of charge. It's best explored via dive charters from local shops like Diver’s Den or Panama City Dive Center.
Divers should be prepared for depths of 90–95 feet and variable visibility, which can turn murky after rain.
A laminated underwater guide, available at dive shops, enhances the experience, and a concrete monument marks the preserve. Gear can be rented at nearby dive shops.

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